Peoples State Bank welcomes you to our web site! Located in Albia, Iowa, we are a locally owned, independent community bank serving the financial needs of our customers and community.

With two convenient locations to serve you, our goal is to provide this area with the very best in banking products delivered by friendly, experienced bankers who know you by your first name. Visit us today! Let us show you how good small-town banking can be. You'll have access to outstanding products and services to help you successfully manage your personal and business needs.

The Federal Trade Commission recently launched a new web site called "Money Matters" that is intended to help the public avoid bogus companies. The site is filled with tips and warning signs for consumers about scams. Click here to learn more.

Online Banking - Easy as 1-2-3

SHAZAM Chek Card - Works like a check and ATM card

Free Checking - No cost, No minimum balance

FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

Beginning January 1, 2010, Peoples State Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Coverage under the FDIC's basic deposit insurance rules will continue to apply.